About Hertfordshire Business Finance

Specialist commercial finance arranger for businesses and property professionals across every corner of Hertfordshire. A trading style of Lenzie Consulting Ltd.

Our Story

Hertfordshire Business Finance was established with a clear purpose: to serve the businesses and property professionals of Hertfordshire with accessible, expert commercial finance guidance. As a trading style of Lenzie Consulting Ltd, we bring together strong lender relationships and a deep understanding of the local landscape.

Our team offers particular strength in property finance, from development funding and bridging loans to commercial mortgages and mezzanine finance. Our 26 commercial finance services also cover business lending, asset finance, invoice finance, trade finance, and specialist commercial solutions.

From our roots in Hertfordshire, we have built relationships with specialist lenders, enabling us to search the whole market and find the right commercial finance solution for every client, regardless of their circumstances.

Smiling advisors helping a client with their finance options

Our Mission

Our mission is simple: to make professional commercial finance accessible to businesses and property professionals across every Hertfordshire town. Whether you are based in St Albans, Watford, Hemel Hempstead, Stevenage, Hitchin, Welwyn Garden City, or any of the county's 40-plus communities, we believe you deserve the same quality of advice and the same breadth of lending options that were once reserved for large corporations in the City of London.

We are committed to removing the barriers that prevent Hertfordshire businesses from accessing the finance they need to grow, invest, and succeed.

40+Towns Served
26Commercial Services
10Council Areas
FreeConsultations

Why Choose Us

Hertfordshire Business Finance combines local knowledge with whole-of-market access to deliver financial solutions that truly work for you.

Local Expertise

Deep knowledge of Hertfordshire's economic landscape, from St Albans to Stevenage, Watford to Bishop's Stortford. We understand the local property market, business community, and funding opportunities unique to the county.

Whole of Market

Access to specialist lenders across our comprehensive panel, including high street banks, challenger banks, specialist lenders, and private funders. We search the whole market to find the best deal for your circumstances.

Clear, Honest Guidance

We act as a commercial finance arranger and introducer, not a lender. Most commercial finance is unregulated, and where an enquiry involves a regulated product we introduce you to an appropriately FCA-authorised firm, so you always know where you stand.

Free Consultation

Every enquiry begins with a no-obligation initial consultation. We take the time to understand your needs, explain your options clearly, and provide honest advice, all completely free of charge.

Fast Response

We respond to all enquiries within 24 hours. When time is of the essence, whether you are securing a property or meeting a business deadline, our team works efficiently to deliver results.

Straightforward Service

An independent commercial finance brokerage focused on delivering results for Hertfordshire businesses and property professionals. We measure our success by the funding outcomes we help clients achieve.

Our Values

Everything we do is guided by four core values that define who we are and how we work with our clients.

Trust

We build long-lasting relationships founded on honesty and integrity. Our clients trust us to act in their best interests at every stage of the process.

Transparency

No hidden fees, no jargon, no surprises. We explain every option clearly, outline all costs upfront, and keep you informed throughout.

Local Knowledge

Hertfordshire is our home. We understand the county's diverse economy, its property market, and the unique needs of businesses in each of its towns.

Client-First Approach

Your goals drive everything we do. Whether you need a commercial mortgage or a bridging loan, we tailor our advice and sourcing to deliver the outcome that works best for you.

Happy finance team collaborating around a table

Our Team

Our team of experienced commercial finance brokers brings together deep expertise in property finance, business lending, asset finance, and specialist commercial solutions. Every member of the Hertfordshire Business Finance team is committed to delivering exceptional service and holds the professional qualifications required to advise on the products we offer.

We invest in continuous professional development to ensure our advice reflects the latest market conditions, regulatory changes, and lending criteria. When you work with us, you are supported by a dedicated advisor who understands both the wider financial landscape and the specific opportunities and challenges of doing business in Hertfordshire.

Ready to Talk?

Whether you need property finance, business lending, or specialist commercial funding, our Hertfordshire-based team is here to help.